Home Loan Planner
Calculate your home loan eligibility and plan your dream home purchase with our comprehensive home loan planner
Home Loan Planner
Plan your home purchase affordability
Eligibility Summary
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View All CalculatorsHome Loan Eligibility
Home loan eligibility depends on various factors including your monthly income, existing obligations, credit score, and the property value. Our calculator helps you understand how much loan you can get based on your financial profile.
Income-based Calculation
Loan amount based on your monthly income capacity
EMI Calculation
Monthly installment amount you need to pay
Affordability Assessment
Check if the loan fits your budget comfortably
Eligibility Factors
Monthly Income
Higher income = higher loan eligibility
Credit Score
750+ score gets better rates
Existing EMIs
Lower obligations = higher eligibility
Employment Stability
Stable job increases approval chances
Property Value
Loan amount up to 80-90% of property value
💡 Pro Tip
Keep your total EMIs (including the new home loan) under 40% of your monthly income for comfortable repayment.