Retirement Calculator

Plan your retirement corpus and calculate how much you need to save for a comfortable retirement lifestyle

Retirement Calculator

Plan your retirement corpus

30 years
22 years55 years
60 years
50 years70 years
₹5.00 L
₹0₹20.00 L
₹25K
₹5K₹1.00 L
12%
8%18%

Retirement Planning

Years to Retirement0 years
Total Investment₹0
Retirement Corpus₹0
Monthly Pension (4% rule)₹0

Retirement Planning Basics

Retirement planning is about ensuring you have enough money to maintain your desired lifestyle after you stop working. The key is to start early and invest consistently to harness the power of compounding.

Start Early

The earlier you start, the less you need to save monthly

Diversify Investments

Mix of equity, debt, and other assets for balanced growth

Regular Review

Adjust your plan based on life changes and market conditions

The 4% Withdrawal Rule

The 4% rule suggests that you can safely withdraw 4% of your retirement corpus annually without depleting your savings. This means you need 25 times your annual expenses as retirement corpus.

Retirement Corpus = Annual Expenses × 25
Based on 4% withdrawal rule

Retirement Investment Options

EPF/PPF
7-8% returns, tax-free
Safe
Equity Mutual Funds
12-15% returns, higher risk
Moderate
NPS
10-12% returns, tax benefits
Balanced
Real Estate
8-10% returns, inflation hedge
Illiquid